Category Archives: Fair Credit Reporting Act

Revised Fair Credit Reporting Act Forms Became Mandatory in January 2013 – PR Web (press release)

Revised Fair Credit Reporting Act Forms Became Mandatory in January 2013PR Web (press release)The owner of TenantBackgroundSearch.com advised landlords to ensure they are using the new Fair Credit Reporting Act (FCRA) forms which became mandatory in January 2013. Speaking for the web-based business, Jeff LeVan said, “In 2010, President …

Revised Fair Credit Reporting Act Forms Became Mandatory in January 2013

Texas firm specializing in background searches reminds businesses of new federal changes in background disclosure forms. Tenantbackgroundsearch.com says the new forms became effective in January 2013 and must be in use now.Dallas, Texas (PRWEB) March 18, 2013 The owner of TenantBackgroundSearch.com advised landlords to ensure they are using the new Fair Credit Reporting Act (FCRA) […]

FTC Approves Final Order Settling Charges Against Equifax Information Services LLC

Following a public comment period, the Federal Trade Commission has approved a final order settling charges that Equifax Information Services LLC violated the Fair Credit Reporting Act and Section 5 of the Federal Trade Commission Act by improperly selling lists of millions of consumers who were late on their mortgages.

WT Lee & Associates Calls Foreclosure Settlement Insufficient

A recent foreclosure settlement between banks and homeowners resulted in $9.3 billion going to the homeowners — but according to the lawyers at WT Lee & Associates, this arrangement may be more advantageous …

Wipe Errors Off Your Credit Report In 5 Simple Steps – Business Insider

Wipe Errors Off Your Credit Report In 5 Simple StepsBusiness InsiderIf that doesn't work, you can skip the middle man altogether and go directly to your lender. In either case, they have 30 to 45 days to resolve your claim under the Fair Credit Reporting Act. All of this may sound like quite a process, […]

Take steps to remove wrong info from credit reports

The owner of a Gilbert animal rescue says he can't get financing for repairs because of a bankruptcy on his credit report. But the bankruptcy isn't his – it's his son's.

Has Your Credit Report Been Viewed Illegally? – Fox Business

Has Your Credit Report Been Viewed Illegally?Fox BusinessA limited number of entities can legally view your report, under provisions of the Fair Credit Reporting Act. Those include a company planning to offer you insurance or credit (this includes landlords and utilities), a company with which you have an …

Has Your Credit Report Been Viewed Illegally?

Though most credit report inquiries are legitimate, some aren't. The information contained there can be used to steal your identity, damage your credit or breach your privacy

Should you worry about credit report inquiries?

There are some parts of credit scoring, such as inquiries, that people just don't seem to get

Objectors Want $45M Settlement Scrapped – Courthouse News Service

Objectors Want $45M Settlement ScrappedCourthouse News ServiceLead plaintiff Terri White in 2005 sued Experian Information Solutions, Equifax Information Services, and Trans Union, in Los Angeles Federal Court, alleging willful and negligent violations of the Fair Credit Reporting Act. The class claimed the …